Link: A run down on the new and emerging pathways to get on the property ladder in Australia

Australia has seen a generational change when it comes to home ownership. The percentage of Australian households that own a home (whether outright or with a mortgage) has decreased steadily over time, with the home ownership rate reaching ~65% as at the last census. Conversely, the portion of Australian households renting has risen steadily over time reaching ~35% based on data from the Australian Bureau of Statistics.

The challenges when entering the housing market are widely reported and the ‘Australian Dream’ is becoming increasingly unattainable, particularly for the younger generation. For many households, home ownership will occur later in life than it has for previous generations (many sources say over 40+), while for others, it might not be something that happens at all.

In direct response to this problem, many start-up concepts (commonly referred to as ‘prop-techs’ or ‘fin-techs’) have emerged seeking to provide alternative pathways to the traditional home ownership model. After all, until recently, the options when entering the housing market haven’t really changed since the first Australian bank opened its doors in 1817.

Our White Paper provides a high-level, factual, summary of some of the new and emerging options, which could act as an alternative, or otherwise fast-track, your pathway to home ownership.

A summary is available via the above link. To obtain a copy of the full document, please register via the form below.